A merchant cash advance (MCA) isn't a loan — it's a purchase of a portion of your future receivables. That distinction matters because qualification is based primarily on your business revenue, not your personal credit. If your business generates consistent deposits, you can likely qualify. Repayment is taken as a small fixed percentage of daily sales, so when business is slower, you pay less. When things pick up, you pay it down faster. No collateral, no personal assets at risk. It's capital that moves with your business, not against it.
Revenue-based qualification
We look at your daily bank deposits, not just your credit score. Real-world cash flow is what matters most.
Advances from $5K to $2M
Funding sized to your revenue. As your business grows, your advance limits grow with it.
Flexible daily remittance
A small fixed percentage of daily sales. Slow day? You pay less. Busy day? More comes off the balance.
No collateral required
No need to pledge any personal or business assets. Your future revenue secures the advance.
Approval in hours
Most businesses get a decision the same day. Some approvals happen in under an hour.
Renewals available early
Once you've paid down 50–60% of your advance, you can renew for additional capital.
Let's get your business funded.
Simple application. Same-day decisions. Funding as fast as the next business day. No collateral required.